Limited Early AccessReinventing Shared Finances

Stop Fighting About
Money

The neo-bank that evolves with your relationship.
From roommates to soulmates, manage shared expenses without the drama.

Join the early movement reinventing shared finances

✨ No credit card required

Revolutionising Shared Finances

We are building a new standard for personal and shared money.

Personal

Start with your own accounts

Smart Splitting

Split bills fairly in seconds

Shared Goals

Save and plan together

Full Partnership

Go fully joint when ready

Tired of This?

😤

Awkward money conversations

📊

Messy spreadsheets

💸

Who owes what confusion

😰

Relationship stress over bills

We've Got You Covered

Instant Bill Splitting

Split any expense in seconds

Relationship-First Design

Built for couples, not corporations

Bank-Level Security

Your money and data are protected

Grows With You

From dating to marriage and beyond

Two Cards, One Relationship

Beautiful physical cards that represent your financial journey together

Shared Spending

Both cards draw from shared accounts with customizable spending limits

Individual Privacy

Keep personal purchases private while sharing what matters

Grows With You

From casual dating to marriage - your financial setup evolves

Simple Pricing

Transparent Pricing for Every Relationship Stage

No hidden fees, no per-person charges, no surprise costs. Just simple pricing that grows with your relationship.

Essential

Free

/Forever

Perfect for getting started
  • Basic expense tracking
  • 5 shared expenses/month
  • Mobile app access
Most Popular

Together

£4.99

/per month per couple

Everything you need for shared finances
  • Unlimited expense tracking
  • Advanced splitting algorithms
  • Physical cards included
  • No transaction fees

Evolve

£9.99

/per month per couple

Advanced features for your future
  • Everything in Together
  • Investment tracking
  • Financial coaching
  • Premium card designs
No card fees
No transaction fees
No hidden charges
Per couple pricing

Why plan/ria?

  • Because relationships aren't static—they change and grow. That's why we've built it to be flexible and adaptable, so you can manage your money in a way that works for you.
  • Because financial apps should fit your life, not the other way around—every relationship is unique, and we're here to help you manage your money in a way that works for you and your partner every step of the way.
A man and a woman fitting two sides of a heart together

Privacy by Default

Feel secure knowing you control exactly what your partner sees. No awkward surprises, just clear boundaries you set together.

Effortless Bill Splitting

Say goodbye to chasing payments or confusing calculations. Get clarity on who owes what, so you can focus on what matters.

A man and a woman standing next to a board filled with sticky notes

Grows With You (Two)

Whether you're just moving in or planning decades ahead, plan/ria ® adapts. No need to switch apps as your financial intimacy deepens.

Relationship Tiers

Choose the perfect setup for your current stage — from simple expense sharing for roommates to comprehensive financial planning for committed partners. Transition smoothly as your relationship evolves.

Roommates
Split bills and manage shared expenses. No access to each other's accounts.
Couples
Share what matters, keep privacy. Choose what to share and what to keep private.
Partners & Spouses
Full financial partnership. Joint account option, shared goals and plans, and complete transparency.

Who is plan/ria for?

  • Roommates wanting fair and easy bill splitting.
  • Couples moving in together and navigating shared finances for the first time.
  • Long-term partners looking for better ways to manage joint expenses and individual privacy.
  • Anyone sharing financial responsibilities!

Frequently Asked Questions

Got questions? We've got answers. Here are the most common questions about plan/ria.

Still have questions? We'd love to hear from you. Get in touch

Limited Time: Early Access

Help Us Reinvent Shared Finances

Be among the first to get free early access.
No credit card required
Free for early adopters
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